An Insurance Broker, will evaluate your risk exposure and structure/tailor your insurance cover/s according to the anticipated risks and ensure proper and professional transfer of such risks “worries” to the Insurance Company.

A broker will ensure you understand what is insured and what is not insured under your insurance policy/cover before you pay for the policy

An Insurance broker has a wide knowledge of Insurance products/industry, and will select for you the most ideal Insurance policy/package and the insurance company to underwrite the policy/cover

An Insurance broker can spread/share your risk among many insurance companies especially when your risk is big, in order to avoid concentrating the risk with one insurance company for proper risk mitigation.

An insurance broker will advise you on the most suited insurance company to underwrite your risk in terms of underwriting capacity and appetite for that kind of risk.

An insurance broker will therefore negotiate for comprehensive policies with wide coverage and extensions at very competitive insurance rates/premiums.

An Insurance broker will assist you to procure insurance quotations from various insurance companies for tender purposes and analyze such quotations to ensure you make informed decisions when choosing your covers and insurer.

An Insurance Broker will guide you through Insurance claims requirements and procedures to ensure your loss/damage/injury/ and or death claims are not only promptly paid but paid to your satisfaction.

It is very important for you to note that Insurance brokers do not charge their clients for services provided, because they earn brokerage commission incomes from insurance companies in accordance with Insurance Act 6, 2017.